Are You Thinking About Refinancing Your Mortgage?

Are You Thinking About Refinancing Your Mortgage?

When someone wants to buy a house, the cost is usually too great to pay cash out of pocket. Because of this, the buyer will get a home loan called a mortgage to pay for it over time. To get a mortgage, the buyer enters into a legally binding agreement with a lender;...
Securing a Mortgage to Buy a House: Your Credit Score

Securing a Mortgage to Buy a House: Your Credit Score

Mortgage lenders consider several different factors when deciding whether to approve or deny your application for a home mortgage. While lenders want to be sure that your income will be sufficient for paying your mortgage each month, they also check your credit score....