Buying your first home in Texas is an exciting endeavor. Living in Texas is great because of the warm weather and low cost of living, plus it’s home to some of the friendliest people in the nation. That said, purchasing a home is a major decision, so you will have a lot to consider as a new home buyer.
What do I need to buy my first house in Texas?
When you decide to buy a new home, you need to be prepared. Here are three basic steps for starting the home buying process in Texas:
- Save for a down payment.
- Get preapproved for a mortgage (aka a home loan).
- Go house hunting, exploring neighborhoods and touring houses that are on the market.
Read on to learn more about preparing to buy a new home in Texas.
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How much money should I save before buying a house?
When you start saving, you should know that buying a house can come with a lot of hidden expenses. “If you’re getting a mortgage, a smart way to buy a house is to save up at least 25% of its sale price in cash to cover a down payment, closing costs and moving fees. So, if you buy a home for $250,000, you might pay more than $60,000 to cover all of the different buying expenses,” according to Ramsey Solutions.
How can I get help finding a house to buy?
Consulting with a professional real estate agent is a great way to learn more about the home buying process and to get help navigating the real estate market as you look for a new home. Your agent will be able to find different properties for you to view, make an offer on your behalf when you choose a property, and negotiate your contract; he or she will help you navigate the entire process. Your agent also will recommend other service providers like title companies and inspectors that you need to buy a home in Texas.
For more information
Check out “How to Buy a House in Texas” from Rocket HQ.
If you are interested in buying your first home in Texas and want to find a house somewhere along the Texas Gulf Coast, consider consulting with a professional real estate agent like those at WEICHERT, REALTORS® – The Place of Houses. The experienced group of real estate experts at this Corpus Christi, Texas-based real estate agency is the reputable team to call when you need assistance to navigate the current housing market; they will schedule property visits and viewings, help you understand all your options, and guide you as you take steps to purchase your new home. WEICHERT, REALTORS® – The Place of Houses employs experienced property specialists who offer outstanding guidance and support to their clients as they go through the process of purchasing a home. Contact WEICHERT, REALTORS® – The Place of Houses to find out more about how they will assist you.
